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FGTS app: everything you need to know!

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Without a doubt, the FGTS application It is a great help for anyone who wants to know more about this benefit.

Through it, it is possible to check the available balance and withdraw the amount to another account to make the transactions. 

Therefore, if you are entitled to this benefit, it is important to install the FGTS application In your cellphone.

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Want to know more about the FGTS application? So keep reading this article we prepared for you!

aplicativo FGTS
FGTS app Source: Canva Pro

What is FGTS?

The FGTS (Service Time Guarantee Fund) is a system created by the Brazilian government with the aim of guaranteeing the worker's right to receive a sum of money in the event of unfair dismissal or retirement. 

In short, the FGTS was created in 1966 and, since then, it has been an important source of protection for Brazilian workers.

The FGTS works as follows: every month, 8% of the worker's gross salary is deposited into an account linked to their CPF. 

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These deposits are made by the employer and are maintained by the government, through Caixa Econômica Federal, until the worker needs the money.

In case of unfair dismissal, the worker is entitled to receive the total amount deposited in their FGTS account, plus interest of 40% on the account balance. 

Furthermore, the FGTS can also be used to finance the first home and in other specific situations.

How does the FGTS application work?

FGTS application is a modern and practical way to access and manage your FGTS account. Through it, you can:

In short, to use the FGTS application, you need to have an FGTS account linked to your CPF and have a mobile device with internet access. 

In addition, you must register on the application, providing your personal data and information about your account.

What are the advantages of the FGTS application?

Some of the advantages of FGTS application include:

Accessibility

In short, the application allows workers to access information about their accounts at any time, from anywhere, without having to leave home.

Transparency

In fact, the application provides detailed information about the account balance, including the date of the last update and the amounts credited and debited.

Withdrawals

The application allows workers to withdraw funds from their accounts, without having to go to a bank branch.

Transfers

The application allows workers to transfer the balance from their FGTS account to another bank account.

Real estate financing simulations

In short, the application allows workers to simulate real estate financing based on their account balance, helping them plan their real estate purchases.

In fact, the FGTS application offers practicality, transparency and convenience for workers, enabling them to monitor and manage their FGTS accounts easily and without bureaucracy.

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